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October 2009 - Posts

Social Security 101 – Make Your Choice Wisely

Many Americans take Social Security early, at age 62, because they really need it. They’re in poor health or unemployed or both. Others take benefits early because they’re worried they’ll lose out on what’s rightfully theirs if Read More...
Posted Saturday, October 31, 2009 10:50 AM by Chaim Gleitmann | 0 Comments

Fraud Watch for Homeowners

MORTGAGE fraud continues to expand, in both the number of incidents and the methods that criminals use to strip equity from homeowners and lenders. Now a new online service offers free help to keep homeowners safe from an emerging form of fraud known Read More...
Posted Saturday, October 31, 2009 10:47 AM by Chaim Gleitmann | 0 Comments

Pertinent Questions to be Asked Before Taking a Home Loan

The fact that home finance has developed into an immensely diversified and complex business, is a sign of worry as well as joy. There are more ways today for you to borrow money to buy a house than ever before. At the same time, there are also various Read More...
Posted Saturday, October 31, 2009 10:44 AM by Chaim Gleitmann | 0 Comments

Benefits of Using a Realtor

What are the advantages to work with a real estate agent to buy or sell your home? A dedicated and professional realtor will make the compound process of selling or purchasing real estate both easy and efforless. Here are some reasons why enlisting a Read More...
Posted Saturday, October 31, 2009 10:21 AM by Chaim Gleitmann | 0 Comments

Moving Expenses: Tax Advantages Of Your Relocation

Though moving can be rather expensive, still, you might be able to deduct a substantial portion of the cost from your taxes ! That’s good news for everyone when April comes. Still, there are a few rules governing the amount you can deduct. If you Read More...
Posted Friday, October 30, 2009 10:44 AM by Chaim Gleitmann | 0 Comments

How to Get Refinancing: For your Home Improvement Loan

Refinancing packages are often referred to as a “refi” and getting one depends on the type of refi package you are seeking, if you are experienced or have done this before and ultimately based on your credit history . Idea credit brings A-loan Read More...
Posted Friday, October 30, 2009 10:28 AM by Chaim Gleitmann | 0 Comments

What Are the Tax Advantages of Owning a Home?

It feels good to be a homeowner, and you’re going to feel even better when you take advantage of the tax cuts that are only available to homeowners. The shifting economy of the past year or so has created additional tax deductions . Plus, increasing Read More...
Posted Tuesday, October 27, 2009 1:24 PM by Chaim Gleitmann | 0 Comments

Short Sale Homes

Are you looking for short sale information or advice for your home? Are you having trouble meeting your mortgage payments and worried about foreclosure ? If you want to get out of your current situation an quickly as possible with minimal damage to your Read More...
Posted Monday, October 26, 2009 12:39 PM by Chaim Gleitmann | 0 Comments

How To Negotiate The Price As A First Time Homebuyer

After you’ve spent enough time doing all of the research about your prospective home and are comfortable with working with the seller , it’s time to make the offer. However, the home buying offer isn’t the end of the sales process ; Read More...
Posted Sunday, October 25, 2009 4:34 PM by Chaim Gleitmann | 0 Comments

Are Short Sales Anything but Short?

For buyers, short sales are a way to get a bargain. For upside-down homeowners, they are a way to avoid foreclosure . But for pretty much everyone involved, short sales are not a way to buy a house quickly. But short sales can be anything but short. Unless Read More...
Posted Saturday, October 24, 2009 5:28 PM by Chaim Gleitmann | 0 Comments

Report Sheds Light on Why Homeowners Walk Away

When do borrowers walk away from their homes? More often, it’s when the bank can’t go after them. A new study shows that mortgage defaults are higher in states where banks can’t pursue a defaulted borrowers’ assets in court, suggesting Read More...
Posted Friday, October 23, 2009 11:25 AM by Chaim Gleitmann | 0 Comments

Housing to Bottom Out in March

Is the pain almost over? First American CoreLogic is predicting that its U.S. home-price index will bottom out in March. The Santa Ana, Calif.-based research firm said the index in August was down 10.1% from a year earlier. That represented a slowing Read More...
Posted Friday, October 23, 2009 8:17 AM by Chaim Gleitmann | 0 Comments

Fewer Short Sales Come Up Short

While obstacles to short sales remain, real estate practitioners say the process is becoming more efficient. Rather than waiting six months or more to push through a deal, agents say banks are more willing to negotiate prices up front. “My gut feeling Read More...
Posted Wednesday, October 21, 2009 12:50 PM by Chaim Gleitmann | 0 Comments

The First Impression Factor in Real Estate

The first impression factor in real estate is a big deal maker. Many times the first impression is more influential than a detailed analysis of the home. We’ve all heard of ‘love at first site’. We know it’s just a saying, but Read More...
Posted Wednesday, October 21, 2009 11:15 AM by Chaim Gleitmann | 0 Comments

Looking Toward the Future – How Should Home Equity Figure into Your Retirement Planning?

When it comes to planning for retirement, there are many questions to answer. But to Anna Rappaport, there are three that matter and perhaps one that doesn’t get enough attention: When should you retire ? When should you collect Social Security Read More...
Posted Monday, October 19, 2009 12:03 PM by Chaim Gleitmann | 0 Comments

A note to Homeowners

Facing foreclosure ? Scammers are targeting people having trouble paying their mortgages . Some claim to be able to “rescue” homeowners from foreclosures, while others promise loan modifications – for a fee. The Federal Trade Commission Read More...
Posted Monday, October 19, 2009 9:22 AM by Chaim Gleitmann | 0 Comments

A Bank Short Sale - My Only Option?

A bank short sale is not the only choice we have to avoid foreclosure - but it is definitely better than some of the other possibilities. If a homeowner is already in this position, they are already dealing with intense financial anxiety from every angle. Read More...
Posted Sunday, October 18, 2009 5:56 PM by Chaim Gleitmann | 0 Comments

Can You Save Money At A Foreclosure Auction?

In the last year and a half foreclosures in the United States have been commonplace. Banks and mortgage lenders have many properties they must sell to recoup their loans . At foreclosure auctions, houses often sell for a fraction of their market value Read More...
Posted Sunday, October 18, 2009 10:46 AM by Chaim Gleitmann | 0 Comments

Five Reasons Why You Absolutely Need to Buy Your First Home in 2009

Although the economy in the U.S. may be tough and people are losing jobs, there still is a bright side in all of the negative things that are occurring. Today it is cheaper than ever before to own a home of your own. The prices on homes are much cheaper, Read More...
Posted Saturday, October 17, 2009 11:15 AM by Chaim Gleitmann | 0 Comments

Preparations for Selling Your Home

If you have stayed in your home for a couple of years now, you may have overlooked a lot of things that needs to be repaired. In preparation for home selling, you need to re-evaluate the condition of your home and make minor repairs. If you have any cracked, Read More...
Posted Saturday, October 17, 2009 8:34 AM by Chaim Gleitmann | 0 Comments

Foreclosure Information

Home foreclosure is a very real and troubling concept to many home owners these days; this has been even truer over the last few years. Home foreclosure has increased exponentially across the USA particularly with numerous individual home owners losing Read More...
Posted Friday, October 16, 2009 1:35 PM by Chaim Gleitmann | 0 Comments

Home buyers should pay attention to IRS Form 4506-T

Home buyers should pay attention to IRS Form 4506-T Not just a harmless part of the paper blizzard, it potentially exposes otherwise confidential personal financial information to unknown and uncontrollable numbers of people. Reporting from Washington Read More...
Posted Friday, October 16, 2009 6:38 AM by Chaim Gleitmann | 0 Comments

Choosing Real Estate Agents For Selling Your Home

Choosing real estate agents for selling your home is a good way to go, but you need to be shrewd in making your choice. For today’s home searchers, the internet provides a good starting place for browsing sites that are selling real estate and making Read More...
Posted Wednesday, October 14, 2009 12:49 PM by Chaim Gleitmann | 0 Comments

How to Buy Foreclosures

Foreclosures occur when previous owners default on the mortgage payments and the property gets repossessed by the lien holder. These days, you will find many foreclosed homes and properties available for purchase in your area. This is a good thing for Read More...
Posted Wednesday, October 14, 2009 12:43 PM by Chaim Gleitmann | 0 Comments

First Time Buyer? Try Looking At A Federal Home Loan

With the absolute bust in the housing sector, causing the current economic recession, it is the perfect time to buy your first residence. Never has the prices of homes been as cheap, nor the interest rates as low. You are able to receive assistance from Read More...
Posted Tuesday, October 13, 2009 11:35 AM by Chaim Gleitmann | 0 Comments

Don’t Miss These Bad Credit Mortgage Facts

Basically, a bad credit mortgage is quite the same as a standard mortgage. The lender loans you an agreed amount of money and you have to pay it back with an agreed rate of interest added. When you want a site on best mortgage deals you can find it here. Read More...
Posted Tuesday, October 13, 2009 11:29 AM by Chaim Gleitmann | 0 Comments

To Negotiate Properly In Real Estate Arrange Financing Prior

Seriously in the market for a new home. In many real estate markets dwelling, land and property prices are in a slump. Its a good time for dealing on the real estate market . Its seriously a buyer’s market. But that is only if you prepare ahead Read More...
Posted Monday, October 12, 2009 7:39 PM by Chaim Gleitmann | 0 Comments

Can I File Bankruptcy To Save My House?

Sometimes people have to choose between filing bankruptcy or letting their mortgage lender foreclose on their property. However, it is not as simple as a case of either /or and a decision cannot be made this easily. A mortgage lender will initiate a foreclosure Read More...
Posted Monday, October 12, 2009 2:39 PM by Chaim Gleitmann | 0 Comments

First Time Home Buyers Should Know These Facts

If you are buying a home for the first time. It is imperative to know several important aspects of the process. The glossary of loan terms is one thing that you should familiarize yourself with. However here are the 5 areas that can be critical. Being Read More...
Posted Monday, October 12, 2009 11:54 AM by Chaim Gleitmann | 0 Comments

How to Buy and Invest in Foreclosures

Use Caution Before You Buy Foreclosures occur when previous owners default on the mortgage payments and the property gets repossessed by the lien holder. These days, you will find many foreclosed homes and properties available for purchase in your area. Read More...
Posted Monday, October 12, 2009 6:09 AM by Chaim Gleitmann | 0 Comments

Get Tax Credits for Home Projects

Looking to make home improvements to help keep energy costs down this winter? The federal government is offering some financial incentives in the form of tax credits. The credits can be claimed on a homeowner's income taxes for 2009 or 2010, whatever Read More...
Posted Sunday, October 11, 2009 8:26 AM by Chaim Gleitmann | 0 Comments

Overcoming Fear of Foreclosure Critical for Many People to Keep Their Homes

Foreclosure numbers continue to rise and many homeowners are at an increased risk of losing their home. While foreclosure can be prevented, many homeowners remain confused or afraid to confront their mortgage problems and take action to help save their Read More...
Posted Sunday, October 11, 2009 4:15 AM by Chaim Gleitmann | 0 Comments

How to pay your mortgage off sooner than what your contract says you can

Did you know that if you were to just make simple monthly payments throughout the life of your 25-year mortgage, you’d end up paying more than DOUBLE than your original purchase price over time? Even scarier: if you were one of the ‘lucky’ Read More...
Posted Thursday, October 08, 2009 2:54 PM by Chaim Gleitmann | 0 Comments

Chaim Gleitmann Earns TRC Certification

Chaim Gleitmann Earns TRC Certification SARASOTA, FL – Chaim Gleitmann, a Realtor Consultant with Xena Vallone Realty, has demonstrated his expertise in international real estate transactions with the completion of the Transnational Referral Certification Read More...
Posted Wednesday, October 07, 2009 4:35 PM by Chaim Gleitmann | 0 Comments

Sarasota shines on 'Today' show

Sarasota shines on 'Today' show A real estate guru cites the region as a place to land a bargain var collab_title = 'Sarasota shines on 'Today' show'; By Tom Bayles Published: Wednesday, October 7, 2009 at 1:00 a.m. Last Modified: Tuesday, October Read More...
Posted Wednesday, October 07, 2009 6:03 AM by Chaim Gleitmann | 0 Comments

Should We Do a Wire Transfer or Deposit a Cashier's Check to Close?

Should We Do a Wire Transfer or Deposit a Cashier's Check to Close? By Elizabeth Weintraub , Question: Should We Do a Wire Transfer or Deposit a Cashier's Check to Close? A reader asks: "We are closing the sale on our first home next week. Read More...
Posted Tuesday, October 06, 2009 3:20 PM by Chaim Gleitmann | 0 Comments